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Pre-Travel Tips

Tips for Traveling with Credit Cards and ATM/Debit Cards

Call your credit card and ATM/debit card companies (ideally the fraud department) to:

  1. make them aware of the dates you will be away from home. 
  2. Verify whether you will be able to use your ATM debit card and credit cards while traveling in in your specific destinations.  
  3. Inquire about international transaction fees charged by your credit card or ATM debit card when you make a purchase in a foreign currency and the charge shows up on your account in $US currency.
  4. Confirm that you have a good phone number to reach your credit card company from abroad.

Visa & MasterCard are widely accepted world-wide.  AMEX and Discover are NOT as widely accepted.  It is not uncommon to encounter difficulty using ATM/debit cards in foreign destinations; credit cards are more convenient.  Beware: many vendors including rental car companies do not accept payment by debit card or bank card.

Consider making a photocopy or camera image of the front and back of your ATM/debit cards and credit cards.  Leave a copy behind with someone at home who will assist you in the event your cards are misplaced, lost or stolen; carefully hide another copy in your travel pack in a location separate from the actual cards.

Be sure you know your pin number as it is often required with use of a chip card.

May All of Your Travels Be Happy and Safe!

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